{"id":145,"date":"2022-08-18T09:00:00","date_gmt":"2022-08-18T09:00:00","guid":{"rendered":"https:\/\/utuhukuk.com\/arac-deger-kaybi-tazminati\/"},"modified":"2026-10-15T19:28:03","modified_gmt":"2026-10-15T16:28:03","slug":"compensation-vehicle-diminution-value","status":"publish","type":"post","link":"https:\/\/utuhukuk.com\/en\/arac-deger-kaybi-tazminati\/","title":{"rendered":"Compensation for Vehicle Diminution in Value: Calculation, Liable Parties and Time Limits"},"content":{"rendered":"<div class=\"pm\" data-utu-pm=\"1\">\n<p class=\"pm-giris\"><strong>Compensation for diminution in value of a vehicle<\/strong>, is intended to cover the reduction in the second-hand market value of a vehicle repaired after a traffic accident. Although repairs carried out after a traffic accident make the vehicle usable again, they do not always restore its value on the second-hand market to its former level. This reduction, arising from the accident and repair history, may be compensated separately where the conditions are met. In this article, we examine how vehicle diminution in value is determined, from whom it may be claimed and what matters should be taken into account in the application process.<\/p>\n<aside class=\"pm-ozet\" aria-label=\"In brief\">\n<p class=\"pm-etiket\">In brief<\/p>\n<ul>\n<li>Vehicle diminution in value is the economic loss remaining in the vehicle after repair; it is assessed separately from the cost of repair, and not every instance of damage necessarily gives rise to diminution in value.<\/li>\n<li>In the calculation, the second-hand value of the vehicle immediately before the accident is compared with the value of its repaired condition, on the basis of the same date and market conditions.<\/li>\n<li>The claimant need not be less at fault than the other party; the portion of the determined diminution in value corresponding to the other party\u2019s share of fault may be claimed.<\/li>\n<li>Diminution in value may be claimed from the traffic insurer of the liable vehicle, the driver at fault and the operator; for accidents in 2026, the property damage cover per vehicle is TRY 400,000 and is shared with the cost of repair.<\/li>\n<li>A written application is first made to the insurer; for claims for material damages, the limitation period is two years from learning of the damage and the person liable for compensation, and in any event ten years from the date of the accident.<\/li>\n<\/ul>\n<\/aside>\n<details class=\"pm-ic\" open>\n<summary>Contents<\/summary>\n<ol>\n<li><a href=\"#arac-deger-kaybi-nedir\">What is diminution in value of a vehicle?<\/a><\/li>\n<li><a href=\"#arac-deger-kaybi-hesaplama\">Calculating vehicle diminution in value<\/a><\/li>\n<li><a href=\"#kusur-orani\">Effect of the fault ratio<\/a><\/li>\n<li><a href=\"#onceki-hasarlar\">Previous damage and special cases<\/a><\/li>\n<li><a href=\"#arac-deger-kaybini-kim-oder\">Who pays for vehicle diminution in value?<\/a><\/li>\n<li><a href=\"#teminat-limitleri\">2026 teminat limitleri<\/a><\/li>\n<li><a href=\"#sigorta-basvurusu\">Written application to the insurer<\/a><\/li>\n<li><a href=\"#tahkim-dava\">Sigorta tahkimi ve dava yolu<\/a><\/li>\n<li><a href=\"#zamanasimi\">Limitation period for compensation for diminution in value<\/a><\/li>\n<li><a href=\"#deliller\">Preserving evidence<\/a><\/li>\n<li><a href=\"#sss\">Frequently asked questions<\/a><\/li>\n<li><a href=\"#iletisim\">Consultation request<\/a><\/li>\n<\/ol>\n<\/details>\n<section id=\"arac-deger-kaybi-nedir\">\n<h2>What Is Vehicle Diminution in Value? How It Differs from the Cost of Repair<\/h2>\n<p>The cost of repair covers the parts and labour required to repair the vehicle damaged in the accident. Diminution in value, by contrast, concerns the economic loss remaining in the vehicle after repair. The fact that the vehicle has been properly repaired does not mean that the diminution in value has also been remedied.<\/p>\n<div class=\"pm-ikili\">\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Cost of repair<\/p>\n<p>Parts and labour required to repair the vehicle.<\/p>\n<\/div>\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Diminution in value<\/p>\n<p>The economic loss remaining in the vehicle after repair.<\/p>\n<\/div>\n<\/div>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Dikkat<\/p>\n<p>That said, it cannot be accepted that every instance of damage necessarily gives rise to diminution in value; the reduction in market value must be specifically determined.<\/p>\n<\/div>\n<\/section>\n<section id=\"arac-deger-kaybi-hesaplama\">\n<h2>Calculating Vehicle Diminution in Value: Which Factors Matter?<\/h2>\n<p>In the calculation, the second-hand value of the vehicle immediately before the accident is compared with the value of its repaired condition. This comparison is made on the basis of the same date and market conditions. Make, model, age, mileage, previous damage and the work carried out after the new accident are examined together.<\/p>\n<ul class=\"pm-cipler\">\n<li>Marka<\/li>\n<li>Model<\/li>\n<li>Age<\/li>\n<li>Kilometre<\/li>\n<li>Previous damage<\/li>\n<li>Work carried out after the new accident<\/li>\n<\/ul>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Applying the ratio is not enough<\/p>\n<p>Simply applying a fixed percentage to the amount on the service invoice does not produce the correct result for every vehicle.<\/p>\n<\/div>\n<\/section>\n<section id=\"kusur-orani\">\n<h2>How Does the Fault Ratio Affect Compensation for Vehicle Diminution in Value?<\/h2>\n<p>The claimant need not be less at fault than the other party. Both parties may be at fault in the accident; in that case, the effect of fault on the amount of compensation is assessed. For example, where the driver of the damaged vehicle is found 75 per cent at fault and the other party 25 per cent at fault, the 25 per cent portion of the determined diminution in value attributable to the other party may be claimed.<\/p>\n<div class=\"pm-hesap\">\n<div><span>Fault of the injured driver<\/span><strong>75 per cent<\/strong><\/div>\n<div><span>Fault of the other party<\/span><strong>25 per cent<\/strong><\/div>\n<div class=\"pm-hesap-vurgu\"><span>Claimable portion<\/span><strong>25 per cent<\/strong><em>Portion of the determined diminution in value attributable to the other party<\/em><\/div>\n<\/div>\n<p>Where the claimant\u2019s own driver is responsible for the entire accident and no legal liability can be attributed to the other party, however, no payment can be claimed from the other party\u2019s traffic insurance.<\/p>\n<\/section>\n<section id=\"onceki-hasarlar\">\n<h2>Previous Damage, Total Loss and Foreign-Registered Vehicles<\/h2>\n<p>The fact that the vehicle has previously been involved in an accident does not automatically eliminate all claims for diminution in value relating to a subsequent accident. The location of the previous damage and the manner of repair are examined to determine whether the new accident has caused a further reduction in value. The fact that work has previously been carried out on the same part is also an element of this technical assessment.<\/p>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Situations not covered<\/p>\n<p>Claims for diminution in value of vehicles withdrawn from traffic or scrapped due to damage are excluded from cover under the general conditions of traffic insurance. The total loss amount and diminution in value of a repaired vehicle should not be confused.<\/p>\n<\/div>\n<p>For foreign-registered vehicles, the applicable law, the scope of insurance and the market conditions of the relevant country are examined separately.<\/p>\n<p>The loss relating to the period during which the vehicle is under repair or cannot be used is covered separately in our article on <a href=\"https:\/\/utuhukuk.com\/en\/replacement-vehicle-cost-compensation\/\">replacement vehicle cost<\/a> .<\/p>\n<\/section>\n<section id=\"arac-deger-kaybini-kim-oder\">\n<h2>Who Pays for Vehicle Diminution in Value?<\/h2>\n<h3>Liability of the traffic insurer<\/h3>\n<p>Compulsory motor third-party liability insurance secures the liability towards third parties arising from the operation of the insured vehicle and falling within the scope of cover. In this context, diminution in value may be claimed from the liable vehicle\u2019s <a href=\"https:\/\/utuhukuk.com\/en\/coverage-compulsory-motor-third-party-liability-insurance\/\">traffic insurer<\/a> . In determining the amount to be paid by the insurer, liability for the accident, the actual loss and the applicable cover limits are taken into account together.<\/p>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Comprehensive motor (casco) insurance<\/p>\n<p>The fact that the damaged vehicle has comprehensive insurance does not mean that diminution in value can be recovered from one\u2019s own comprehensive insurer in every case. For such a payment claim, the cover and special conditions of the comprehensive insurance policy must be examined.<\/p>\n<\/div>\n<h3>Claims against the driver and the operator<\/h3>\n<p>A claim for diminution in value may also be brought against the driver at fault and against the operator where the statutory conditions of liability are met. The vehicle owner usually has the capacity of operator; however, in relationships such as long-term leasing, this capacity is examined separately. Where more than one person is liable for the same loss, the provisions on joint and several liability may apply. The injured party cannot collect the same loss more than once; payments made are reflected in the calculation of the remaining debt.<\/p>\n<ul class=\"pm-liste\">\n<li><strong>Traffic insurer:<\/strong> The traffic insurer of the liable vehicle, within the scope of cover.<\/li>\n<li><strong>Driver:<\/strong> The driver at fault.<\/li>\n<li><strong>Operator:<\/strong> The operator for whom the statutory conditions of liability are met.<\/li>\n<\/ul>\n<\/section>\n<section id=\"teminat-limitleri\">\n<h2>2026 Traffic Insurance Cover Limits and Diminution in Value<\/h2>\n<p>For accidents occurring between 1 January 2026 and 31 December 2026, the property damage cover limits of compulsory traffic insurance are as follows:<\/p>\n<p class=\"pm-tablo-baslik\" id=\"tablo-maddi-zarar-teminati\">Compulsory traffic insurance property damage cover (2026 limit)<\/p>\n<div class=\"pm-tablo-kap\">\n<table class=\"pm-tablo\" aria-labelledby=\"tablo-maddi-zarar-teminati\">\n<thead>\n<tr>\n<th scope=\"col\">Property damage cover<\/th>\n<th scope=\"col\">2026 limit<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Per vehicle<\/td>\n<td>400.000 TL<\/td>\n<\/tr>\n<tr>\n<td>Per accident<\/td>\n<td>800.000 TL<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>The cost of repair and diminution in value share the same property damage cover; there is no separate TRY 400,000 limit for each. The 2026 limit does not apply to an earlier accident merely because the application is made in 2026. The relevant date is the date on which the accident occurred.<\/p>\n<h3>Remaining claim where the cover is insufficient<\/h3>\n<p>For example, in an accident in which the other party is entirely at fault, suppose the insurer has paid TRY 350,000 for repairs and diminution in value of TRY 80,000 has been determined for the same vehicle. TRY 50,000 remains of the TRY 400,000 per-vehicle limit. If the per-accident limit also permits, the insurer may cover this much of the diminution in value; TRY 30,000 remains as uncovered loss.<\/p>\n<div class=\"pm-hesap\">\n<div><span>Paid for repairs<\/span><strong>350.000 TL<\/strong><\/div>\n<div><span>Determined diminution in value<\/span><strong>80.000 TL<\/strong><\/div>\n<div class=\"pm-hesap-vurgu\"><span>Uncovered damage<\/span><strong>30.000 TL<\/strong><em>Remaining TRY 50,000 of the TRY 400,000 limit from the insurer<\/em><\/div>\n<\/div>\n<figure class=\"pm-gorsel\">\n<img src=\"https:\/\/utuhukuk.com\/wp-content\/uploads\/2026\/10\/arac-deger-kaybi-tazminati-trafik-sigortasi-teminat-limiti.jpg\" alt=\"Ara\u00e7 de\u011fer kayb\u0131 tazminat\u0131 ve 2026 trafik sigortas\u0131 teminat\u0131 infografi\u011fi: ara\u00e7 ba\u015f\u0131na 400.000 TL, kaza ba\u015f\u0131na 800.000 TL; onar\u0131m gideri ve de\u011fer kayb\u0131 ayn\u0131 teminat\u0131 payla\u015f\u0131r; \u00f6rnekte 350.000 TL onar\u0131m ve 80.000 TL de\u011fer kayb\u0131nda sigortac\u0131 50.000 TL'yi kar\u015f\u0131layabilir, 30.000 TL s\u00fcr\u00fcc\u00fc ve i\u015fletene y\u00f6neltilebilir\" width=\"1600\" height=\"1000\" loading=\"lazy\" decoding=\"async\"><figcaption>Property damage cover for 2026 accidents and an example of diminution in value exceeding the limit. Figures are for illustration only.<\/figcaption><\/figure>\n<p>Exhaustion of the limit does not extinguish the remaining loss. This portion may be claimed from the liable driver and operator. In addition, it is assessed whether any voluntary liability insurance covers the loss exceeding the limit under the terms of the policy.<\/p>\n<\/section>\n<section id=\"sigorta-basvurusu\">\n<h2>Written Application to the Insurer and Review of Diminution in Value<\/h2>\n<p>Under Article 97 of the Highway Traffic Law, a written application must be made to the traffic insurer before resorting to litigation or arbitration against it. The accident report, registration details, photographs, repair documents and existing expert reports enable the application to be assessed. A record showing that the application reached the company should also be kept.<\/p>\n<ul class=\"pm-cipler\">\n<li>Accident report<\/li>\n<li>Ruhsat bilgileri<\/li>\n<li>Photographs<\/li>\n<li>Repair documents<\/li>\n<li>Expert reports<\/li>\n<li>Record showing that the application was received<\/li>\n<\/ul>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Amendment to the general conditions \u00b7 1 July 2026<\/p>\n<p>The amendment to the general conditions that entered into force on 1 July 2026 provides, for the policies to which it applies, that an application for vehicle damage also covers diminution in value. The expert appointed for the damage is expected to assess diminution in value in their report as well. The application of the new provision in a specific case must be determined having regard to the date of issue of the policy and the transitional rules. It should be checked whether the application and payment documents contain an assessment of diminution in value.<\/p>\n<\/div>\n<\/section>\n<section id=\"tahkim-dava\">\n<h2>Insurance Arbitration Commission, Mediation and Litigation<\/h2>\n<p>If the insurance company fails to meet the claim in whole or in part, or does not respond in writing within 15 days of the application, an application may be made to the Insurance Arbitration Commission or an action may be brought, subject to the applicable conditions. For traffic insurance, this period is 15 days, not 15 business days. The same claim against the insurer cannot be pursued simultaneously before the court and the Insurance Arbitration Commission.<\/p>\n<ol class=\"pm-adimlar\">\n<li><strong>Written application<\/strong><span>A written application is made to the traffic insurer before litigation or arbitration.<\/span><\/li>\n<li><strong>15-day period<\/strong><span>If the company does not meet the claim or does not respond in writing within 15 days, the next step may be taken.<\/span><\/li>\n<li><strong>Tahkim veya dava<\/strong><span>An application may be made to the Insurance Arbitration Commission or an action may be brought; the two cannot be pursued simultaneously.<\/span><\/li>\n<\/ol>\n<p>Where litigation is chosen, in a commercial compensation action against the insurer the precondition to litigation of <a href=\"https:\/\/utuhukuk.com\/en\/mediation-amicable-dispute-resolution\/\">arabuluculuk<\/a> must also be completed. A written application to the insurer and mediation are different procedures. No prior mediation is required to apply to insurance arbitration. The competent court and the conditions of application are determined according to the persons against whom the claim is directed and the nature of the dispute.<\/p>\n<\/section>\n<section id=\"zamanasimi\">\n<h2>Limitation Period for Compensation for Diminution in Value<\/h2>\n<p>Under Article 109 of the Highway Traffic Law, the rule for claims for material damages is a limitation period of two years from learning of the damage and the person liable for compensation, and in any event ten years from the date of the accident. If the claim arises from an act for which the criminal law prescribes a longer limitation period, that longer period also applies to claims for material damages.<\/p>\n<div class=\"pm-ikili\">\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Two years<\/p>\n<p>From learning of the damage and the person liable for compensation.<\/p>\n<\/div>\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Ten years<\/p>\n<p>In any event, from the date of the accident.<\/p>\n<\/div>\n<\/div>\n<div class=\"pm-not\">\n<p class=\"pm-etiket\">Dikkat<\/p>\n<p>It is therefore not correct to reach a conclusion in every case simply by adding two years to the accident date.<\/p>\n<\/div>\n<\/section>\n<section id=\"deliller\">\n<h2>Preserving Evidence: Practical Checklist<\/h2>\n<p>The report and footage showing how the accident occurred, photographs showing the extent of the damage, service records and information on previous damage should be preserved together. Payments made by the insurer and correspondence between the parties are also important in determining the remaining claim. Incomplete or contradictory records may require the fault and loss calculations to be re-examined.<\/p>\n<div class=\"pm-ikili\">\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Kaza ve hasar<\/p>\n<ul class=\"pm-tik\">\n<li>Keep the accident report and footage.<\/li>\n<li>Preserve photographs showing the extent of the damage.<\/li>\n<li>Keep service records and information on previous damage together.<\/li>\n<\/ul>\n<\/div>\n<div class=\"pm-kart\">\n<p class=\"pm-etiket\">Application and payment<\/p>\n<ul class=\"pm-tik\">\n<li>Keep the record showing that the written application reached the insurer.<\/li>\n<li>Preserve the insurer\u2019s payments and correspondence.<\/li>\n<li>Check whether the payment documents contain an assessment of diminution in value.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/section>\n<p class=\"pm-dipnot\">Related page: <a href=\"https:\/\/utuhukuk.com\/en\/ankara-traffic-accident-lawyer\/\">Traffic Accident Lawyer in Ankara<\/a> \u2014 diminution in value, replacement vehicle, and compensation for accidents involving injury and death<\/p>\n<p class=\"pm-dipnot\">Related page: <a href=\"https:\/\/utuhukuk.com\/en\/flood-damage-compensation-lawyer\/\">Flood Damage Compensation Lawyer<\/a> \u2014 comprehensive insurance claims for flood-damaged vehicles and compensation from the administration<\/p>\n<p class=\"pm-dipnot\">Related legislation: <a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=2918&amp;MevzuatTur=1&amp;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">Highway Traffic Law No. 2918<\/a> (mevzuat.gov.tr)<\/p>\n<section id=\"sss\" class=\"pm-sss\">\n<h2>Compensation for Diminution in Value of a Vehicle: Frequently Asked Questions<\/h2>\n<details open>\n<summary>What is compensation for vehicle depreciation?<\/summary>\n<div>\n<p>Although repairs carried out after a traffic accident make the vehicle usable again, they do not always restore its value on the second-hand market to its former level. This reduction, arising from the accident and repair history, may be compensated separately where the conditions are met.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>How is vehicle diminution in value calculated?<\/summary>\n<div>\n<p>Hesaplamada, arac\u0131n kazadan hemen \u00f6nceki ikinci el de\u011feri ile onar\u0131lm\u0131\u015f durumunun de\u011feri ayn\u0131 tarih ve piyasa ko\u015fullar\u0131 esas al\u0131narak kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131r. Marka, model, ya\u015f, kilometre, \u00f6nceki hasarlar ve yeni kazada yap\u0131lan i\u015flemler birlikte incelenir. Yaln\u0131zca servis faturas\u0131ndaki tutara belirli bir oran uygulamak, her ara\u00e7 i\u00e7in do\u011fru sonuca ula\u015ft\u0131rmaz.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Can the party at fault in the accident receive compensation for diminution in value?<\/summary>\n<div>\n<p>Talep sahibinin kar\u015f\u0131 taraftan daha az kusurlu olmas\u0131 zorunlu de\u011fildir. \u00d6rne\u011fin zarar g\u00f6ren ara\u00e7 s\u00fcr\u00fcc\u00fcs\u00fcn\u00fcn y\u00fczde 75, kar\u015f\u0131 taraf\u0131n y\u00fczde 25 kusurlu oldu\u011fu kabul edildi\u011finde, belirlenen de\u011fer kayb\u0131n\u0131n kar\u015f\u0131 tarafa d\u00fc\u015fen y\u00fczde 25\u2019lik k\u0131sm\u0131 talep edilebilir. Kazan\u0131n tamam\u0131ndan kendi s\u00fcr\u00fcc\u00fcs\u00fcn\u00fcn sorumlu oldu\u011fu durumda ise kar\u015f\u0131 taraf\u0131n trafik sigortas\u0131ndan \u00f6deme istenemez.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Who pays for vehicle diminution in value?<\/summary>\n<div>\n<p>De\u011fer kayb\u0131, sorumlu arac\u0131n trafik sigortac\u0131s\u0131ndan istenebilir. De\u011fer kayb\u0131 i\u00e7in kusurlu s\u00fcr\u00fcc\u00fcye ve kanundaki sorumluluk ko\u015fullar\u0131 olu\u015fan i\u015fletene de ba\u015fvurulabilir. Zarar g\u00f6ren, ayn\u0131 kayb\u0131 birden fazla kez tahsil edemez.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Can diminution in value be claimed from comprehensive (kasko) insurance?<\/summary>\n<div>\n<p>The fact that the damaged vehicle has comprehensive insurance does not mean that diminution in value can be recovered from one\u2019s own comprehensive insurer in every case. For such a payment claim, the cover and special conditions of the comprehensive insurance policy must be examined.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>How much does traffic insurance pay for diminution in value?<\/summary>\n<div>\n<p>1 Ocak 2026 ile 31 Aral\u0131k 2026 aras\u0131nda meydana gelen kazalar i\u00e7in maddi zarar teminat\u0131 ara\u00e7 ba\u015f\u0131na 400.000 TL, kaza ba\u015f\u0131na 800.000 TL\u2019dir. Onar\u0131m gideri ve de\u011fer kayb\u0131 ayn\u0131 maddi zarar teminat\u0131n\u0131 payla\u015f\u0131r. Limitin dolmas\u0131, kalan zarar\u0131 ortadan kald\u0131rmaz; bu k\u0131s\u0131m sorumlu s\u00fcr\u00fcc\u00fc ve i\u015fletene y\u00f6neltilebilir.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>What should be done if the insurance company does not respond to the diminution in value application?<\/summary>\n<div>\n<p>Sigorta \u015firketi talebi tamamen veya k\u0131smen kar\u015f\u0131lamazsa ya da ba\u015fvurudan itibaren 15 g\u00fcn i\u00e7inde yaz\u0131l\u0131 yan\u0131t vermezse, ko\u015fullar\u0131 \u00e7er\u00e7evesinde Sigorta Tahkim Komisyonuna ba\u015fvurulabilir veya dava a\u00e7\u0131labilir. Dava yolunda dava \u015fart\u0131 arabuluculuk tamamlanmal\u0131d\u0131r; sigorta tahkimine ba\u015fvuru i\u00e7in ise \u00f6nceden arabuluculu\u011fa gidilmesi gerekmez.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Can diminution in value be claimed for a total-loss vehicle?<\/summary>\n<div>\n<p>Claims for diminution in value of vehicles withdrawn from traffic or scrapped due to damage are excluded from cover under the general conditions of traffic insurance. The total loss amount and diminution in value of a repaired vehicle should not be confused.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>What is the limitation period for compensation for diminution in value?<\/summary>\n<div>\n<p>Karayollar\u0131 Trafik Kanunu\u2019nun 109. maddesine g\u00f6re maddi tazminat taleplerinde kural, zarar\u0131n ve tazminat sorumlusunun \u00f6\u011frenilmesinden itibaren iki y\u0131ll\u0131k; her h\u00e2lde kaza tarihinden itibaren on y\u0131ll\u0131k zamana\u015f\u0131m\u0131d\u0131r. Talep, ceza kanununun daha uzun zamana\u015f\u0131m\u0131 \u00f6ng\u00f6rd\u00fc\u011f\u00fc bir fiilden do\u011fuyorsa bu uzun s\u00fcre uygulan\u0131r.<\/p>\n<\/div>\n<\/details>\n<\/section>\n<section id=\"iletisim\" class=\"pm-form-kap\">\n<div class=\"pm-form-sol\">\n<p class=\"pm-etiket\">Consultation request<\/p>\n<h2>Do you have a question about vehicle diminution in value?<\/h2>\n<p>As UTU Hukuk, we provide legal advisory and representation services on vehicle diminution in value and compensation for material damage arising from traffic accidents. We provide legal support tailored to the circumstances of each case in applications to insurance companies, Insurance Arbitration Commission proceedings, mediation and diminution in value actions.<\/p>\n<p>Fill in the form and we will call you. You can also contact us directly:<\/p>\n<ul class=\"pm-kanal\">\n<li><a href=\"tel:+905365931600\">+90 536 593 16 00<\/a><\/li>\n<li><a href=\"mailto:bilgi@utuhukuk.com\">bilgi@utuhukuk.com<\/a><\/li>\n<\/ul>\n<\/div>\n<form class=\"pm-form\" data-alan=\"Tazminat Hukuku\" novalidate action=\"\">\n<div class=\"pm-alan\"><label for=\"pm-ad\">Full name *<\/label><input id=\"pm-ad\" name=\"ad\" type=\"text\" autocomplete=\"name\" required><\/div>\n<div class=\"pm-alan\"><label for=\"pm-tel\">Phone *<\/label><input id=\"pm-tel\" name=\"tel\" type=\"tel\" autocomplete=\"tel\" inputmode=\"tel\" required><\/div>\n<div class=\"pm-alan\"><label for=\"pm-mail\">Email<\/label><input id=\"pm-mail\" name=\"mail\" type=\"email\" autocomplete=\"email\"><\/div>\n<div class=\"pm-alan\"><label for=\"pm-konu\">Your situation in brief<\/label><textarea id=\"pm-konu\" name=\"konu\" rows=\"4\" placeholder=\"\u00d6rne\u011fin: Arac\u0131m kazadan sonra onar\u0131ld\u0131, de\u011fer kayb\u0131 i\u00e7in sigortaya nas\u0131l ba\u015fvuraca\u011f\u0131m\u0131 \u00f6\u011frenmek istiyorum.\"><\/textarea><\/div>\n<div class=\"pm-bal\" aria-hidden=\"true\"><label for=\"pm-web\">Website<\/label><input id=\"pm-web\" name=\"website\" type=\"text\" tabindex=\"-1\" autocomplete=\"off\"><\/div>\n<p><label class=\"pm-onay\"><input name=\"kvkk\" type=\"checkbox\" required> <span>I consent to the processing of my personal data for this request and to being contacted.<\/span><\/label><br \/>\n<button type=\"submit\">Send request<\/button><\/p>\n<p class=\"pm-durum\" role=\"status\" aria-live=\"polite\">\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/section>\n<footer class=\"pm-imza\">\n<div class=\"pm-imza-logo\" aria-hidden=\"true\">UTU<\/div>\n<div>\n<p class=\"pm-imza-ad\">UTU Hukuk ve Dan\u0131\u015fmanl\u0131k<\/p>\n<p>has been providing legal representation and advisory services in Ankara since 2016 in many areas, particularly compensation law. <a href=\"https:\/\/utuhukuk.com\/en\/compensation-law\/\">Our compensation law practice area \u2192<\/a><\/p>\n<p class=\"pm-uyari\">This article is for general information only and does not constitute legal advice. You are advised to consult a lawyer about your specific situation.<\/p>\n<\/div>\n<\/footer>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>How is vehicle diminution in value calculated and who pays it? Fault ratio, 2026 traffic insurance limits, insurance application and arbitration.<\/p>","protected":false},"author":1,"featured_media":741,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_canvas","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tazminat-hukuku"],"_links":{"self":[{"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/posts\/145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/comments?post=145"}],"version-history":[{"count":8,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/posts\/145\/revisions"}],"predecessor-version":[{"id":833,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/posts\/145\/revisions\/833"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/media\/741"}],"wp:attachment":[{"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/media?parent=145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/categories?post=145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/utuhukuk.com\/en\/wp-json\/wp\/v2\/tags?post=145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}